Financing

Home buyers who are pre-qualified gain a competitive advantage when it comes time to negotiate a home purchase. Through one of our mortgage partners, we can help determine what loan programs will work for you before you even have a house selected. Once you go through the pre-approval process and provide us with some information about yourself, we pull and analyze a credit report. We can then determine the maximum loan amount you qualify for, and if you meet the guidelines of our mortgage programs, you will be pre-approved for a loan. This demonstrates your financial ability to purchase a home and will help you during the home buying process. Final approval is subject to applicable secondary market credit and property requirements. Click on one of our mortgage service partners below to get started.

Coldwell Banker Home Loans has a long tradition of setting new standards in customer service, technology and training for the real estate industry. Coldwell Banker Home Loans has one of the industry’s strongest service guarantees. This commitment to quality helps customers achieve the American Dream of owning their own home.

Preferred Service Mortgage offers a variety of loan programs and by consulting with a Preferred Service Mortgage loan representative you can choose a mortgage that matches your financial needs. Preferred loan representatives can pre-qualify prospective purchasers and pending receipt of a satisfactory property appraisal, can provide 24 hour loan approval.

Coldwell Banker® Home Protection Plan

Buying a new home is fun, exciting and a huge investment. That’s why you protect it with homeowner’s insurance. But what about the items that are not covered by insurance: a water heater failure . . . a dishwasher breakdown. . . an electrical problem? A Coldwell Banker® Home Protection Plan is sensible protection. When a covered item breaks down due to normal wear and tear, we will send a contractor to your home to solve the problem. It’s that simple.

• Customer service representatives are available 24 hours a day, seven days a week; allowing you to request service either by phone or online.
• Contractor network of pre-screened, licensed¹ and insured service providers is the largest in the industry.

Your Coldwell Banker Residential Brokerage sales associate can help you select the right plan. Contact us today and discover how the Coldwell Banker Home Protection Plan can help benefit you in the buying of a home. You may call us directly at 877-310-MOVE or click here to search for a local Coldwell Banker office or sales associate.

¹ where applicable

Settlement Services

When it comes to the day of closing the sale, you want everything to go like clock work. No surprises! Coldwell Banker Mid-Atlantic Title knows what it takes to coordinate with the buyer, seller, agents and the lender. We are prepared to see that this all happens on time with no hassle to you.

Using client-centered techniques, our professional settlement team guides buyers with confidence through the legal aspects of closing on a home, easing minds and avoiding common pitfalls – every step of the way.

Coldwell Banker Mid-Atlantic Title, is a full service title company offering comprehensive services at competitive rates in Maryland, Virginia, District of Columbia, and Delaware.

By choosing Coldwell Banker Mid-Atlantic Title, you receive the attention and time you deserve – before, during and after settlement.

An experienced Settlement Coordinator compiles the information necessary for your file and coordinates closing with your lender. In addition, the coordinator gathers mortgage payoff information, checks the status of real estate taxes and prepares other required settlement documents.

Your Settlement Officer is an experienced professional dedicated to providing a superior level of service. As he/she conducts the closing, all of the purchase and loan documents are reviewed with you at settlement along with the HUD-1 Settlement Statement, the documents signed and notarized, funds are received and disbursed and the transaction concluded.

On-site title attorneys review the abstractor’s work to identify problems affecting the title and resolve issues that could result in title defects. Coldwell Banker Mid-Atlantic Title is just another way the Coldwell Banker Residential Brokerage family of companies makes home purchasing an enjoyable experience.